Alpha provides advice to investment committees charged with managing and monitoring corporate retirement plans to assist them in fulfilling their fiduciary obligations to participants and beneficiaries. Alpha also provides a broad range of project-based consulting services to plan sponsors.
Alpha partners with you to assure regulatory compliance through adherence to standardized processes that position you to:
- Act solely in the interest of employee participants in providing benefits
- Carry out your fiduciary duties prudently
- Follow your plan documents in administering your plan
- Diversify plan investments
- Pay only reasonable plan expenses
Investment Consulting Services
Alpha assists you in defining investment policies and objectives, selecting investment managers, and monitoring and evaluating investment performance. In this capacity, Alpha acts in a non-discretionary role as an ERISA Section 3(21)(A) fiduciary. Alpha also assists in the selection of custodians, recordkeepers, and other third-party administrators to facilitate day-to-day plan administration.
Alpha’s consulting services are specifically designed to meet the needs of 401(k) and profit sharing plan fiduciaries, and non-qualified deferred compensation plan sponsors. Services may include:
- Investment policy development and periodic review
- Investment menu development and periodic review
- Investment manager due diligence, searches, and monitoring
- Target date series due diligence, searches, and monitoring
- Performance monitoring and reporting
- Fee monitoring and reporting
- Recordkeeper due diligence, searches, and fiduciary reviews
- Advice provider due diligence, searches, and fiduciary reviews
- Participant education
- Fiduciary support services
Alpha’s consulting services also aid fiduciaries in managing pension trusts, and provide independent due diligence and reporting for fiduciaries that have outsourced discretionary control of trust assets. Services may include:
- Investment policy development and periodic review
- Asset allocation and diversification analysis
- Investment manager due diligence, searches, and monitoring
- Performance monitoring and reporting
- Fee monitoring and reporting
- Custodian due diligence and searches
- Fiduciary support services
Project-Based Consulting Services
Alpha assists plan sponsors in designing and administering qualified and non-qualified retirement plans. Services are not limited to, but may include:
- Performance due diligence
- Fee due diligence and vendor negotiation
- Investment policy evaluation and development
- Investment menu evaluation and development
- Custodian, recordkeeper, and other third-party administrator evaluation and searches
- Plan merger and recordkeeper transition project management
- Fiduciary support services